Most of you reading this will be more than familiar with the term \”foreclosure\”, simply because it\’s being used more now in everyday language more than it ever has before in the history of the United States. We can thank the global economic crash of 2007/2008 for this, but just to clarify a foreclosure […]
Short Sales Vs Foreclosure in NJ: Which is Worse For My Credit? Read More »
A wage garnishment is a court order which is sent to your employer instructing them to withhold a specific sum of money from your weekly or monthly paycheck to pay a debt you owe. Experience has shown that the vast majority of wage garnishments ordered are in relation to child support, alimony payments or
Wage Garnishment Laws in New Jersey Read More »
Repossession isn\’t something anyone wants to think about, but the property market implosion starting from 2008 onwards has made repossession of personal property, including homes and cars, a fact of life for everyone from blue-collar workers to billionaires. Nobody – regardless of their financial standing – likes the idea of repossession because of the
Repossession Laws in New Jersey: A Consumer Guide Read More »
Bankruptcy laws vary from state to state so always do your due diligence and find out what the bankruptcy laws in your own state are, and how they apply to you as a resident of that state. You\’d be amazed at just how often certain assumptions about bankruptcy can bring a filing to a
Your Bankruptcy Filing – Reasons A Court Might Deny It Read More »
What most people don\’t realize is that gambling is one of the most serious addictions in existence. Why do we say this? Unlike other addictions there\’s no risk of you ever overdosing while gambling – the only limitation on your gambling addiction is how much money you can find to place your
Gambling Debts: Are They Dischargeable In A Bankruptcy Filing? Read More »
When you\’re making a disability claim you\’ll probably find yourself confronted with a lot of terminology you don\’t understand, including being left trying to figure out whether or not you\’re actually partially disabled, or totally disabled in the first place. Then to confuse matters even worse is the category of temporary total disability, leaving
Total Disability and Partial Disability Explained Read More »
Your ability to discharge your debts through bankruptcy depends on the types of debt you carry. Even though bankruptcy knocks out your personal liabilities to repay a secured debt, the lien that the creditor places on your property survives your Chapter 7 bankruptcy case, unless it’s returned to the creditor. Bankruptcy only provides relief from
Ousting liens off your property – Is bankruptcy the ultimate panacea? Read More »
Once you\’ve reached the point where you know you\’re eligible to claim disability you then need to start the process – which can take several months – of filing for and getting your disability payments from the Social Security Administration. There\’s a lot of detail and information required as part of any social security
The Importance of Medical Support For Your Disability Claim Read More »
So you\’ve found yourself in a position where you\’ve just received an inheritance of one kind or another, but you\’re also in the process of filing for bankruptcy. Obviously having to declare bankruptcy means that your finances are already stretched to breaking point, so the news of an inheritance will be very welcome, or
Bankruptcy and Inheritance: Things You Should Know Read More »
The cost of providing disability payments for the population of the United States has increased by over 160% since 1990 alone. This massive increase in costs is due to a large number of fraudulent claims, but it is also just down to the sheer volume of people making claims in the first place due
When to File for Disability Claims Read More »