The means test is used to determine whether or not a debtor is eligible for Chapter 7 or Chapter 13 Bankruptcy protection. Until 2005, the judges decided whether a person could file for Chapter 7 but since 2005, there have been specific requirements for filing a Chapter 7 bankruptcy protection. About means test […]
What is a means test? How to qualify for it Read More »
Before October 17th 2005, the judge would decide whether a debtor met with the requirements of Chapter 7. It was largely up to the discretion of the judges to assess the financial status of the debtor and this resulted in many cases in which extended Bankruptcy protection under Chapter 7 even if he or
Who can and cannot file for a Chapter 7 bankruptcy? Read More »
The time of repayment of a loan in accordance to the repayment plan can be very stressful and you need to be very careful in keeping up with payments. Missing just one of your instalments can lead to your case being dismissed, allowing creditors to continue with their collections efforts. So during the three
Tricks for rebuilding your credit after filing for chapter 13 bankruptcy Read More »
In addition to a personal injury caused by an automobile accident, the injured party also needs to be aware of who will be responsible for paying the automobile property damage. This is the essential question normally asked by clients as to why it is the other individual’s insurance company taking so long to pay
Automobile Accident | Who Pays For Property Damage? Read More »
Stages in a personal injury claim are very important to be aware of. These include meeting with an attorney, initiating the case with the insurance companies and eventually with the court, fact finding and discovery process, resolution before trail or motions, settlement, what happens at trial, collecting money after a judgment, appealing a judgment or
What are the stages in a personal injury claim? Read More »
Limitation on lawsuit a/k/a verbal threshold is associated with automobile insurance and is related to cases involving personal injuries. Choosing this kind of coverage highly limits the ability of individuals to bring a lawsuit for injuries that are sustained in the automobile accidents. One should not choose this options if he or she effectively
Limitation On Lawsuit a/k/a Verbal Threshold And How To Overcome It Read More »
There is a large misconception that if a person files for bankruptcy, they will lose their house and their car. That is simply not the case. Under the terms of Chapter 7 bankruptcy, credit card balances, medical bills, certain types of loans, back taxes and other forms of unsecured debt can be discharged. Discharging your
What is Chapter 7 Bankruptcy? Read More »
New Jersey No-Fault Law: Who Covers My Medical Bills? There are a lot of misconceptions about who is responsible to pay for medical bills after you have been involved in an automobile accident. New Jersey’s No Fault Law covers payment of medical bills. In New Jersey, each driver and passenger is generally responsible
New Jersey No-Fault Law Read More »
The attorneys at Rudikh & Associates, LLC are dedicated to the representation of accident victims. We litigation serious personal injury cases and help our clients to obtain the highest level of justice. We pride ourselves on maintaining personal contact and attention to detail that is necessary to achieve a successful result. It is understandable to