How Long Does Chapter 7 and Chapter 13 Bankruptcies Last?
How Long Does Chapter 7 and Chapter 13 Bankruptcies Last? Read More »
In an ideal world nobody would ever get injured because another person wasn’t watching what they were doing. And that their negligence almost caused a potentially life-threatening injury to you. And in that same ideal world, you’d automatically receive compensation for your injury without the need for any paperwork or legal counsel. But we don’t
Anatomy of a Personal Injury Lawsuit Read More »
People who find themselves filing for bankruptcy for the first time often imagine being left with nothing more than the clothes on their back when the process is complete. But nothing could be further from the truth. The goal of the bankruptcy process is not to punish you – otherwise it wouldn’t allow you to
What are the available exemptions in the bankruptcy filing? Read More »
If or when you find yourself in financial difficulty, with creditors knocking on your door, you\’ll have two options for dealing with the situation: 1. File for a Chapter 7 discharge of your debt 2. File for a Chapter 13 debt repayment plan Which of these you choose will depend entirely on your personal circumstances,
What Is A Chapter 13 Hardship Discharge? Read More »
In most cases people can see their bankruptcy coming from a long way off because of their spending habits, and the realization that they are currently living beyond their means. But that’s not always the case. Some people don’t take their debts seriously until they receive communication from a creditor or sheriff, advising them that
What Is An Emergency Bankruptcy? Read More »
You know that car accidents happen every day, but you might not be aware of just how common they are. In fact, there are over 6 million recorded car accidents in the United States every year, and 90 people die every single day as a result of that staggering figure. And somewhere in excess of
What Are the Causes of Car Accidents? Read More »
Being involved in a car accident is the last thing anyone expects, which is why so many drivers and passengers are unprepared for the aftermath of one. Most people simply assume “it” will never happen to them, which is optimistic but foolhardy. Because car accidents happen with frightening regularity, so it’s important to at least
Am I Required to Call the Police After a Car Accident in New Jersey? Read More »
Altruism can be a double-edged sword because it can take away just as much as it gives. A perfect example of such high-minded ideals took place in the state of New Jersey after the 2008 housing and financial crisis that almost brought the United States to its knees. New Jersey was already on record as
The Foreclosure Moratorium in New Jersey Made Matters Far Worse Read More »
Having to declare bankruptcy can feel like you’ve made a series of financial mistakes you’ll never recover from. The entire process seems to be surrounded by doom and gloom. Instead you’re being provided with the opportunity to have a clean financial slate in just a few short years, and the United States is one of
When Can I Get a Mortgage After Bankruptcy? Read More »