Car accidents are an unfortunate reality on New Jersey roads. Whether it’s a minor fender bender or a serious collision, knowing what to do immediately after a car accident can protect your health, your rights, and your financial future. At Rudikh Law, we help clients across New Jersey navigate the legal complexities following a car accident, ensuring they receive the compensation they deserve.
In this post, we’ll walk you through the most important steps to take after a car accident in NJ, what the law requires, and how a car accident lawyer in New Jersey can help.
Step 1: Ensure Safety and Call 911
The first and most important step is to check for injuries and call 911. Even if injuries seem minor, always request medical attention and have a police report filed. In New Jersey, you’re legally required to report accidents that result in injury, death, or significant property damage.
Step 2: Document the Scene
Take photos and videos of the vehicles, license plates, damage, road conditions, and any visible injuries. Collect the following:
- Driver’s license and insurance info from the other driver
- Names and contact info of any witnesses
- Police officer’s name and badge number
This documentation is crucial for insurance claims and any potential legal action.
Step 3: Seek Medical Attention
Even if you feel fine, get checked by a medical professional. Some injuries—like whiplash, concussions, or internal trauma—may not show symptoms immediately. Medical records also play a key role in your claim.
Step 4: Notify Your Insurance Company
New Jersey follows a no-fault insurance system, meaning your own insurance will typically cover your medical expenses regardless of who was at fault. However, for more serious injuries or damages, you may be able to file a claim against the at-fault driver’s insurance.
Step 5: Speak to a Car Accident Lawyer in NJ
The insurance company is not on your side — their goal is to settle for as little as possible. A qualified New Jersey car accident attorney can help you:
- Evaluate your damages (medical bills, lost wages, pain and suffering)
- Deal with insurance adjusters
- Determine fault and liability
- File a lawsuit if necessary
At Rudikh Law, we’ve helped countless New Jersey drivers recover compensation after car accidents. We offer free consultations and work on a contingency basis — you don’t pay unless we win.
Understanding NJ Car Accident Laws
Here are a few key things to know:
- Statute of Limitations: You have two years from the date of the accident to file a personal injury lawsuit in New Jersey.
- Comparative Negligence: If you’re partially at fault, you can still recover damages, but they may be reduced based on your level of responsibility.
- Threshold Injury Requirements: Depending on your insurance policy (limited vs. unlimited right to sue), you may need to meet certain criteria to pursue a lawsuit for pain and suffering.
Contact Rudikh Law – Your NJ Car Accident Attorneys
If you or a loved one has been injured in a car accident in New Jersey, don’t wait. Contact Rudikh Law today to speak with an experienced car accident lawyer in NJ who will fight for your rights and work to maximize your compensation.
📞 Call now for a free consultation
📍 Serving clients across Middlesex County, Union County, Monmouth County, and beyond.
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