Getting a ticket for talking on a cell phone while driving
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What to Expect At Your Uncontested Divorce
Divorce is one of the most stressful events in any person’s life. In terms of emotional trauma it ranks a close second to the death of a loved one. The stress resulting from a divorce can lead to mental health issues, and other health problems. That’s why it’s in the best interests of both parties
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The Division of Debts in a NJ Divorce
In as much as married couples work to divide their assets fairly during a divorce settlement, even more effort is put into an equitable distribution of the debts incurred during the marriage. Even if you’re not currently considering a divorce, it’s still critical that you understand what your legal and financial obligations are in this
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The Quickest Way to Build Credit Using a Secured Credit Card
Americans currently owe an average of $16,000 per household in credit card debt. Or, if you look at it on a national scale that equates to US$1 trillion in debt. This enormous figure represents 20% of the total national debt, a situation which has worsened dramatically since the financial crisis of 2008. Credit card debt
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Top Five Myths about Being Served with a Foreclosure Complaint
You might not be familiar with the term “foreclosure complaint” this happens when you’ve fallen into arrears on your mortgage, and your lender is taking their first steps towards repossessing your home. There are an unfortunate number of myths circulating both online and offline about how to deal with a foreclosure complaint, many of which
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Five Reasons Why People Avoid seeing a Bankruptcy Attorney
Being in debt is a source of almost constant stress for people who feel they have no means of dealing with it. If you then add in the prospect of having to file for bankruptcy, it’s simply too much for the average individual to deal with. It’s difficult to understand what it feels like to
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What is a Loan Modification?
A loan modification is the permanent restructuring of a specific debt, typically a personal loan or mortgage. The process is the exact same regardless of what type of loan you’re having modified, but we’ll only refer to mortgages for the purpose of clarity and brevity. So, why would anyone need a loan modified? The primary
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What Errors Typically Show Up in Credit Reports?
It might come as a surprise to some, but errors on credit reports are remarkably common. In fact, it’s estimated that at least 10% of all credit reports contain errors of one kind or another, with the potential side effect of having a demonstrable impact on your financial standing through your FICO score. Here are
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Sued For Preference – What Defences Are Available?
A Preferred Creditor lawsuit is the very last thing most businesses want, but they’re also not something you can predict. They’re bad news for a couple of reasons, but the main one being that one of your debtors has just filed for bankruptcy, which means you’ll need to find a way to offset that bad
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