In New Jersey ‘Limitation of Lawsuit’ is also referred to as the ‘New Jersey Verbal Threshold’, but the purpose is the same: You’ve agreed as part of your insurance policy to limit your right to sue for injury in return for a lower insurance premium. The issue with people choosing the ‘Verbal Threshold’ is that
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Nobody wants to fall behind on their mortgage payments, in New Jersey, or any other part of the country. Once you fall into arrears on your mortgage the next thought on your mind is when the bank might foreclose on your property, with the obvious fear being that you’ll become homeless in a matter
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It\’s time for you to take a serious look at your financial future if your level of debt is far in excess of your income or assets. If you can no longer afford to make repayments on your existing debts, then it’s time to consider either filing for Chapter 7 or Chapter 13 bankruptcy. You
Considering Debt Settlement over Bankruptcy in New Jersey Read More »
Credit card debt can snowball faster than you can keep up with, especially if you’ve been using your credit card to buy groceries and pay your utility bills. The reason this happens is because people don’t view credit card debt as actual debt – it’s “plastic money”, so it doesn’t really count. Defaulting on your
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As with many of the legalities of life this question is one which requires an in-depth explanation in an effort to provide a complete answer. Simply put, the answer to whether or not bankruptcy can affect your immigration status: The answer is a resounding No. The bankruptcy process of the United States was created to
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We understand that a personal injury case is the last thing on your mind when you’ve just been involved in an accident. You’re more concerned with your health and dealing with the immediate aftermath of what has just happened to you. After the dust has settled, you might then want to establish if you have
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Bankruptcy offers you protection from creditors taking any further action against you, and this includes seeking a judgment against you once you’re in the process of seeking the court’s protection from creditors. However, an existing judgment against you can affect your bankruptcy filing depending on whether or not you’re a homeowner, or you are the
Can I File For Bankruptcy In New Jersey If I Have A Judgment Against Me? Read More »